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“If the intent is to help homeowners, then foreclosure is undoubtedly the best solution. Household balance sheets have been destroyed by taking on too much debt via the purchase of inflated assets. With so little savings, a household with negative equity almost implies negative net worth. Walking away from the mortgage immediately repairs the balance sheet. Credit may be damaged, but homeowners can rebuild it. And by renting something they can afford, instead of the McMansion they cannot, homeowners are most likely to have some money left over each month that they can save toward a down payment on a house they can eventually afford.”

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For those of you who have great ideas and want to share them with me I am happy to provide my advice, but please quit asking me to sign an NDA.  Its one thing if I contact you and ask that you share confidential information with me, it is another thing if you call me asking for free advice.  Literally, some people want me to enter into a contract with them without consideration, creating a potential liability for myself and my company.  So, no I won’t sign an NDA, period.

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I received the following email earlier this week from an exec at a company that I am on the board of.  He sent it out to his entire company.  I thought it clearly described the different between panic and urgency and explains why – in a business context – panic is useless, but urgency is critical.  I don’t think I could have said this better if I had tried.

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This 1950’s suburban home was redesigned to blur the boundary between indoor living and the landscape beyond. A composition of elongated colored boxes and planar elements organizes and enlivens the house. Circulation and living spaces occupy the resulting zones between.

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You might be surprised to learn that 50% of venture backed startups fire their ceo/founder within the first year.  Of course, if you happen to be a ceo/founder of a venture backed startup you won’t be surprised.

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